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San Diego Real Estate market is shifting—fast

on 06.08.2025 02:07
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Is San Diego County a Buyer’s or Seller’s Market Right Now in July 2025?

It’s not the wild, bidding-war-filled market of the last few years anymore.
San Diego is shifting—fast.
We’re seeing a more balanced market, with clear advantages for buyers and new strategies needed for sellers.


What the Data Shows:
• Inventory is up 50%+ year-over-year
• Average days on market is now ~39 days
• Nearly 50% of homes are selling below asking price
• Median home prices range from $876K–$1.4M+, depending on area
• Bidding wars? Much less common

Why Buyers Are Gaining Ground:
• Less competition = more time to decide
• More negotiating power (think: seller credits, price drops)
• More homes on the market = real options
• Still need a budget—but it’s no longer a race

Why Sellers Still Have Opportunity:
• Values are holding strong in many areas
• Well-prepped, well-priced homes are still selling
• Location is key—coastal and central neighborhoods remain hot

⚠️ But sellers: be flexible. Overpricing and expecting 10 offers is a thing of the past.
Summary:
This is a market in transition.

????Buyers: You’ve got leverage
???? Sellers: You’ve still got equity
???? Strategy matters more than ever

Rates Improved - Mortgage Rate Sheet

Purchase

 

Loan Descripotion

*Rate

**APR

15yrs Fixed Conf 20% Dn

5.250%

5.399%

30yrs Fixed Conf 20% Dn

6.250%

6.361%

15 yrs (5.2 2nd yr , 6.2 3rd yr)

4.250%

4.740%

30 yrs (6.2 2nd yr , 7.2 3rd yr)

5.250%

5.743%

30 yrs Investment 25% down

6.375%

6.488%

Refinance

 

Loan Descripotion

*Rate

**APR

15yrs Fixed

5.250%

5.399%

30yrs Fixed

6.250%

6.356%

1-0 15 yrs (2nd yr 5.4)

4.437%

4.470%

1-0 30 yrs (2nd yr 6.4)

5.442%

5.490%

Investment 70% LTV Refi

6.250%

6.378%

**APR = Annual Percentage Rate



If you're looking to buy, sell, or invest in San Diego real estate—I’ll help you navigate it with data, experience, and options tailored to your goals.
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